- Money management
- LifeStage Money
LifeStage Money
Money stress shouldn’t hold you back
We know juggling bills, saving for the future and keeping track of everything can sometimes make you feel you’ve lost control of your finances. You’re not alone, many people feel the pressure. That’s why we’ve created Lifestage Money, a brilliant tool to help you manage your money with confidence wherever you are in life. Whether you’re just starting out in your career or planning for a happy retirement, Lifestage Money gives you the tools and insights to feel more secure and in control.
Did you know?
Many people feel the stress of managing their finances and it can have a knock-on effect on their overall wellbeing and even their work life. Lifestage Money is designed to tackle these challenges head-on by providing an inclusive benefit, no matter what stage of their career.
Here are three ways LifeStage Money can help you:
Real Savings: Use smart tools like Paylow to track your subscriptions and find better deals, and LifeStage Compare to compare insurance in seconds.
Everything you need to manage your money right at your fingertips.
Your full financial picture — all in one place
Get a clear view of your money, without the guesswork. LifeStage Money securely connects to your bank accounts, showing you everything you have, all in one simple dashboard. Plus, with our secure DocuVault, you can safely store all your important financial paperwork in one convenient place. Stay organised, stay in control — and finally feel confident about where you stand.
Smarter budgeting that fits real life
Setting a budget doesn’t have to mean cutting back on everything you enjoy.
With LifeStage Money, you can set realistic budgets, track your spending automatically, and find better ways to save — without the stress.
Simple, powerful budgeting tools designed to help you live better today while building for tomorrow.
Turn dreams into plans with smart savings tools
Whether it’s a first home, a dream holiday, or just a rainy-day fund, LifeStage Money helps you set savings goals — and actually stick to them.
Create goals, track your progress, and celebrate every step you take toward the future you want.
See your future clearly with our Retirement Modeller
Planning for the future shouldn’t be confusing. Our Retirement Modeller helps you map out your savings, estimate your future income, and see if you’re on track — whatever your age or career stage.
Get clear, easy-to-understand insights that help you make smarter decisions today for a stronger tomorrow.
Even more ways we can help
Lifestage Money also connects you to valuable services and support, including:
- Salary finance: Explore options for affordable loans and financial education.
- Benefits calculator: Understand the full value of any employee benefits you might have.
- Debt help: Access confidential and impartial advice if you’re struggling with debt.
- Rent recognition: Get your on-time rent payments recognised, which can help build your credit score.
- Care support: Find resources and support if you have caring responsibilities.
- Financial advice: Connect with regulated financial advisors for personalised advice when you need it.
Download the Lifestage Money App today and see how easy it can be!
Ready to take control of your finances and start building a more secure future?
Lifestage Compare
Find out how much you could save today. Compare car and home insurance quotes for your essentials, and find the right cover at the right price.
LifeStage Secure3
Make the most of your retirement savings. Lifestage Secure is your solution to making smart decisions at retirement and living retirement the way you imagined.
Need help with financial planning?
The resources and specialist support you need to make informed decisions and achieve your financial goals.
FAQ's
Does using WPS LifeStage Money breach my banking terms and conditions?
The Financial Conduct Authority (FCA) has released some information on your rights as a consumer who shares your information with a third party application, such as WPS LifeStage Money powered by Moneyhub. The following is an excerpt from this information:
“Your banking terms and conditions should not prevent you from sharing your credentials with regulated AIS or PIS providers. Your bank cannot hold you responsible for unauthorised transactions just because you have shared your credentials with AIS and PIS providers.”
To see more please visit the FCA website.
WPS LifeStage Money is powered by Moneyhub Financial Technology who are a registered AISP (Account Information Service Provider) and PISP (Payments Initiation Service Provider), reference no. 809360.
This means, that no matter what, your bank is still responsible for your money and accounts in the highly unlikely event that things go wrong with Moneyhub, as the FCA has given us AISP permissions.
How are transactions automatically categorised?
Through artificial intelligence WPS LifeStage Money is able to, with 85% accuracy sliding to 95% accuracy with continued use, determine the category that a transaction might belong to. To allow for category spending analysis and the setting of budgets then click the tick if the category a transaction has been assigned is correct, or click the category icon to change the category.
How do I add a pre-arranged overdraft limit?
To add a pre-arranged overdraft limit to an account go to the Accounts and assets tab, then select the account. Scroll down to add an overdraft limit, to edit this click on the pencil icon in the top right corner and input the overdraft limit.
1Open Banking – TPP Customer Survey 2021.
2Mastercard Rise of Open Banking Report 2024..
3LifeStage Secure is a service provided by Retirement Line. Refer to Retirement Line’s Terms and Conditions for full details.
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