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Tax and estate planning

Minimise tax, maximise your legacy

Wouldn’t it be great to know you’re not paying a penny more tax than you need to? We can help you understand your options so you can make the most of your money now and build a secure legacy. Managing your taxes is key to protecting your wealth and your future. With the right advice you can make the most of your personal allowances and stay compliant, keeping more of what’s yours.1

Personalised advice for you and your situation

Just like you, your financial situation is unique. Tax planning isn’t one size fits all. Whether you’re looking ahead to retirement, managing investments or thinking about your estate, our experienced advisers will create a plan that’s tailored to your individual circumstances and goals.

Don’t pay more tax
than you have to...

Unlocking the most out of your income

Tax and estate planning services

Our tax and estate planning experts will work with you to get the most out of your income, capital gains and inheritance tax. Whether you want to reduce liabilities, increase tax efficiencies or plan for the future we will get your finances in order.

We cover all aspects of tax and estate planning including:

  • Income tax management – Making the most of reliefs and allowances.
  • Capital gains tax planning – Minimising tax on asset disposals.
  • Inheritance tax strategies – Structuring your estate to reduce tax.
  • Tax mitigation – Getting your finances in order for maximum tax efficiency.
  • Tax allowances guidance – Making sure you’re using all the exemptions.
  • Comprehensive estate planning – Protecting your assets and your legacy.

...keep more of
what matters!

Smarter tax planning

We help you manage your investment and income tax. See how your personal allowance or child benefit costs can help you and how your pension contributions can get tax relief. Let’s plan smart so you keep more of your money.

Estate planning and protecting your family’s future

With property values rising, estate planning is more important than ever. We help you understand inheritance tax and look into ways to reduce or eliminate it so your loved ones keep more of your hard-earned cash.
By knowing the value and composition of your estate, we tailor solutions to protect your wealth for future generations.

Take control of your tax planning. Start planning today.

The sooner you put a tax plan in place the greater the long-term financial benefits.

Our experts help ensure you’re ahead of tax obligations and minimising future liabilities.

Speak to an adviser

Speak with one of our financial specialists today to ensure you’re making the most of your tax allowances and securing your estate for the future.

Book a call
Our services

Beyond growing your savings, we’re also here to help you plan retirement, protect your family, and secure your wealth.

Savings and investments

We offer expert advice to help your savings and investments work harder for you, focusing on tax efficiency, personalised strategies, diversification, and professional planning to help you achieve your financial dreams.

Plan your strategy

Personal and business protection

We provide tailored protection solutions for individuals and businesses to ensure financial resilience against unexpected events, including life assurance, critical illness cover, income protection, and business-specific coverage.

Plan for uncertainty

Ready for retirement?

Thinking ahead to life after work? We’re here to make sense of your options and help you shape a future that works for you. Access expert retirement support through your employer or pension scheme — it’s simpler than you think.

Plan for retirement

The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.
Trusts are not regulated by the Financial Conduct Authority.

FAQ's
How can I reduce my inheritance tax liability?

Inheritance tax planning involves using allowances, IHT friendly investments or gifting strategies. We work with you to reduce IHT exposure so your estate is protected for future generations.

Pension contributions get tax relief, lower income tax and help reclaim lost allowances. They also reduce the impact of the high-income child benefit charge.

Yes! Tax rules change all the time and reviewing your position each year ensures you’re maximising allowances and minimising tax.

1 While we’re not specialist tax advisers, we can assist with key tax considerations as part of your broader financial planning. If needed, we can work alongside your accountant or recommend a tax specialist

Book a call

We’re a team of financial experts who genuinely care about your goals. By listening, learning, and partnering with you, we work to make sure your financial journey is as seamless and stress-free as possible.

01332 220 777
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